Health insurance for the Italy digital nomad visa
Health insurance for the Italy digital nomad visa has to cover at least EUR 30,000 of medical care, hospitalization and repatriation, and the Italian consulate in New York calls inadequate coverage "the number one reason for visa rejections."
EUR 30,000 is about $33,430 at the October 29, 2026 rate. The New York consulate's own page writes the floor as "30,000 Euro (or $50,000)", so if you file there, buy to the dollar figure.
The EUR 30,000 floor and what it must cover
Three things, together: medical expenses, hospitalization and repatriation for medical reasons. A policy that states the first two and is silent on repatriation leaves a gap in your file.
The New York page asks for cover for the days you are outside the United States. Your own consulate's page is the one that counts, so read it before you buy.
Why an insurance card alone is refused
The consulate will not take your insurance card as proof. It wants a letter or certificate from the insurer that states the coverage.
If you cannot get one, the New York page accepts proof of an Italian policy, or an affidavit that you will buy one on arrival, before you register with the Questura.
Cover for the full visa period
The visa runs up to 12 months and is renewable. Match the policy term to the stay you apply for, not to the first few weeks of it.
Plans in our matrix that state more than EUR 30,000
Genki Traveler states EUR 1,000,000 of medical cover with repatriation covered, on terms of one to twelve months, in our capture of September 17, 2026. Heymondo Long Stay states $2,500,000 with repatriation included, from 90 days, captured August 24, 2026.
SafetyWing Nomad Insurance Essential states a $100,000 lifetime maximum. Our capture records emergency evacuation as covered but does not state repatriation, so check the policy wording before you rely on it.
We do not claim any consulate accepts a named plan. Put the policy wording next to the requirement and check it yourself.
Money, before you click: the Genki and SafetyWing links below pay Nomad Insiders a commission if you buy. The Heymondo link pays us nothing.
| Plan | Stated medical maximum | Repatriation, as captured | Term | Link |
|---|---|---|---|---|
| Genki Travelercaptured September 17, 2026 | EUR 1,000,000 medical | Repatriation covered | 1 to 12 months | Genkipays us a commission |
| Heymondo Long Staycaptured August 24, 2026 | $2,500,000 | Included | From 90 days | Heymondono commission |
| SafetyWing Nomad Insurance Essentialcaptured August 24, 2026 | $100,000 lifetime maximum | Not stated in our capture (evacuation: covered) | Not stated in our capture | SafetyWingpays us a commission |
Who pays us, and who does not
Genki and SafetyWing pay us a commission if you buy through the links in the table. Heymondo does not; its link is direct and earns us nothing.
The order follows the stated cover, not the commission. If a plan does not state all three lines the consulate asks for, it is not the plan for this file.
Sources and last verified date
Our Italy record was last verified August 3, 2026. We re-read the New York consulate's insurance wording on September 28, 2026; plan limits are from our insurance captures on the dates shown.
- Digital Nomad / Remote Worker Visa
- Digital Nomad / Remote Worker Visa 2026
- Digital nomad / remote worker
- Visa for Italy - online application portal
- Consular visa fees 2026 - National (Type D) visa EUR 116
- 2026 Step-by-Step Guide to Italy's Digital Nomad Visa
- Italy Digital Nomad Visa
- Italy Digital Nomad Visa 2026
Requirement last verified August 3, 2026; New York consulate wording re-read September 28, 2026. Dollar figure at 0.8974 EUR per US dollar on October 29, 2026. Plan limits as captured on the dates in the table.
This is a plain-English reading of published rules, not legal advice. Offices interpret, consulates differ and rules change. Confirm with your Italian consulate and the insurer, in writing, before you commit money.