§ Money Road

Bureau de change

also called casa de cambio · exchange office · money changer

A shop or counter that exchanges one currency for another in cash, separate from a bank, with rates and fees that vary a lot between them.

Right, in plain English

A bureau de change is a cash-only currency counter, the kiosk that turns your dollars into euros or pesos. It is not a bank, and each one sets its own rate and fees, so two counters a street apart can pay very differently. A no-commission sign often just hides a worse rate.

Someone landing late swaps a few hundred dollars at the airport arrivals counter because it is right there. The rate is far off the real market rate, and they lose a chunk of it before they have even left the terminal, money a counter in town would have kept in their pocket.

Why it matters

Those at airports and tourist spots give some of the worst rates, and a zero-commission sign often hides a poor exchange rate instead. Comparing the rate against the mid-market figure, and avoiding the most captive locations, saves real money on cash you need.

Commonly confused with

Mid-market rate

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